About us
Capital Bay Funding is a premier private lending firm headquartered in the heart of Miami, Florida. We specialize in providing flexible, fast, and reliable financing solutions tailored to meet the unique needs of real estate investors, developers, and business owners. With deep roots in the South Florida market and a commitment to building lasting relationships, we bridge the gap between opportunity and capital—empowering our clients to move quickly and confidently on their investments.
Diversity and inclusion are integral to how we work and who we work with.
Our Lending Journey
Founded with a vision to disrupt traditional lending, our journey began by recognizing a critical need in the market: borrowers who had strong deals but were slowed down by rigid bank requirements. From our first loan to hundreds of successful fundings later, Capital Bay Funding has grown into a trusted partner for investors across Florida and nationwide.
100%
14+
Years of experience
Happy clients
Capital Bay Funding Values
At Capital Bay Funding, we don't operate like a bank—and that's by design. We recognise that no two borrowers or opportunities are the same, so we prioritise flexibility, speed, and tailored financing over one-size-fits-all banking requirements.
Whether you're pursuing business expansion, commercial financing, project development, or strategic capital solutions, we take the time to understand your specific goals and structure a solution that fits.
Our Process
Foundation
At the core of Capital Bay Funding is a foundation built on integrity, speed, and partnership. We are privately capitalized, which means we make decisions directly and aren't bound by the red tape of conventional institutions.
Our team brings together decades of experience in real estate, finance, and private lending, united by a shared mission: to be the capital partner our clients can count on.
Innovative Lending On-Time Closing
Loan Programs That Align With Your Objectives
Top rated by returning clients
★★★★★
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Business hours
Monday — Friday
8am — 6pm
Saturday
8am — 4pm
Address
2601 South Bayshore Drive, Miami, FL 33133
Contacts
© 2026 Capital Bay Funding LLC
admin@capitalbayfundingllc.com
(786) 383-4284